These terms cover your use of the Affordable Healthcare Charlotte website. Using the site means you accept them. They do not replace the terms of any insurance policy, health sharing program, or other plan you may later consider.
Last updated: September 29, 2026
The pages here describe healthcare coverage options, health insurance alternatives, and related topics for North Carolina residents. They are general information. Nothing on this site is an offer of coverage, a contract, or a promise of a particular price, benefit, or eligibility result.
Please use the site for its intended purpose. Do not attempt to disrupt it, copy it wholesale, scrape it, or submit false information through the form.
Any costs mentioned on this site are general descriptions, not quotes. Actual premiums, contributions, deductibles, and out-of-pocket costs depend on the specific plan or program, your age, household, income, location, eligibility, and other factors, and they can change. The plan or program's own documents control the actual terms.
Health insurance, health sharing programs, and medical cost sharing arrangements are different things. Health sharing and medical cost sharing programs are generally not insurance, do not guarantee payment of any medical expense, and are not subject to the same rules and consumer protections as insurance. Read a program's guidelines carefully before you join.
Content on this site is general educational information. It is not medical, legal, tax, or financial advice, and it is not a recommendation that you choose any particular plan or program. If you need that kind of advice, please consult a qualified professional. [If licensed, add: licensed insurance agent status and NC license number; scope of what advice is provided]
By submitting the form or calling, you agree that we may contact you at the number and email you provide about your request. Consent is not a condition of receiving information from us, and you can opt out at any time.
The text, layout, and images on this site belong to Affordable Healthcare Charlotte or are used with permission. You may share a link or print a page for your own use. Republishing the content elsewhere without written permission is not permitted.
Where we link to another website, we do so because it may be useful. We do not control those sites and are not responsible for their content or their privacy practices.
We work to keep the site accurate and available, but we provide it "as is." Programs, rules, and coverage areas change. To the extent the law allows, we are not liable for indirect or consequential losses arising from use of the site, and nothing here limits your rights under applicable consumer protection law.
These terms are governed by the laws of the State of North Carolina.
We may update these terms. The date at the top of the page shows the current version.
Call 704-259-4773 or email contact@affordablehealthcarecharlotte.com and we will get back to you.